60-Minute Session Conventional loans are much more common than government-backed financing. Richmond, VA 23230. We're committed to making a difference in our employees' lives. Leading the private mortgage insurance industry by supporting our customers and helping borrowers find a better way to achieve their dreams of homeownership. Discover how our homebuyer education program can connect you with more potential borrowers. Whether youve been in the business for decades or have just taken on a new role, youll benefit from 10 tips for communicating effectively with mortgage referral partners to gain a regular stream of business. Short videos help maximize your learning experience, Timely podcasts you can listen to while on the go, Supplemental activities reinforce important concepts and apply what have you learned, Engaging workbooks and training materials bolster your knowledge. Skip to Main Content The more familiar you become with typical secondary market guidelines, learn what valuation methods are available, and develop a deeper understanding of certain cautionary items that . Learn why line items matter on a Schedule C so you can properly make cash flow adjustments when analyzing the borrower who is a sole proprietor of a business. Contact Customer Service. Intended Audience: Mortgage professionals who have at least one years underwriting experience and a solid understanding of the various business structures and tax forms. Get acquainted with Title and what to expect during the Pre-Closing, Closing, and Post-Closing processes, including key steps involved in obtaining a Title. While we hope that you will find our free TRID training resources on this site beneficial, we wanted to also provide you with a few other free TRID training resources that might be beneficial to you. Online virtual meetings are essential to successfully communicating with your customers and partners. Performance cookies collect information about how you use our website, which helps us improve functionality and your user experience. Skip to Main Content 20-Minute Micro Session In this 1-hour webinar, we will show you threeeasymethods to begin using immediately to achieve next level productivity in both your personal and professional life. But after this 60-minute webinar, you'll be able read one like a pro. Todays employers have found unique ways to compensate or reward their employees. Now is the time to learn more about the ARM and how it can be beneficial to many. Cookie information is stored in your browser and performs functions such as recognising you when you return to our website and helping our team to understand which sections of the website you find most interesting and useful. Forgot username or password? 6610 W. Broad St. Bldg. Need a refresher? What is Trended Credit Data? Enhanced Customer Service Through Better Business Communications, Best Practices in Professional Business Communication, Fannie Mae and Freddie Mac Renovation Programs, Understand the Basics for Fannie Mae and Freddie Mac Renovation Programs, Highlights Critical Areas of Purchase Transactions, Understanding Adjustable Rate Mortgages (ARMs), Leveraging Mortgage Insurance in Today's Market, Structuring Mortgage Insurance in today's market, Covers HPA 1998 and CFPB Bulletin, Termination Procedures, and Initial/Annual Disclosures, Managing the Middles - A Look at LTV Scenarios, How to differentiate yourself as an advisor in this competitive market. Get registered for training on AEP, OEP, selling strategies, plans and products, technology tools, and more. Ask Yourself Whether a Webinar Is the Right Tool for Your Needs. Microsoft Teams webinars Meet with customers and coworkers from nearly anywhere. The temporary buydown is making a comeback, but do you know how it works? In addition to helping our employees with their training, leadership, and development needs, we also partner with various learning and development companies to help our employees drive their business performance. Whether you are a seasoned mortgage professional or new to mortgage servicing, this refresher contains a lot of useful information to ensure success when working with Radian. Targeted or advertising cookies collect information about your browsing habits. Join us for a lively discussion on ARM components, how to accurately qualify your borrower and when it is the right "fit" for your scenario. In this five-minute video, you will learn how the GSEs, Fannie Mae & Freddie Mac, are accepting the desktop appraisal. Radian Guaranty Inc. can help lower the risk for lenders making these types of loans, thereby helping potential borrowers qualify on a new construction property. Jun 2016 - Present6 years 10 months. The pace of change in the marketplace has accelerated from fast to almost instantaneous. Learn how the Borrower-Paid Single Mortgage Insurance option works for borrowers and lenders. by ensuring employees have a deep understanding of our industry, business, and customers, as well as applying that knowledge in their role. Modules focus on the Three Cs of mortgage lending, including credit, income, assets and collateral. However, there are many resources, including required educational opportunities, available to help a new buyer navigate this process from start to finish. In this course, we will focus on the unique considerations of Sole Proprietorships and Corporations. Discover why you will, too. Processors andUnderwriters. Suggested Prerequisite: Business Tax Returns 101, Available formats: Webinar, OnDemand Video, Unique Considerations for Sole Proprietorships and Corporations. This short video will give you the info you need to know for your next construction loan review. The Arch MI Tax Return Analysis Calculator, Audience:Loan Originators, Processors andUnderwriters, The AMITRAC (Arch MI Tax Return Analysis Calculator) is an interactive and intuitive spreadsheet that follows the SAM method of tax return analysis. Our Customer Training Program is a best-in-class educational curriculum teaching the key skills, techniques and best practicesneeded to build your teams confidence and grow your share of originations. Visit our Training catalog to register for an account using your NMLS ID. First Class Training for administration and facilities roles. These on-demand, quick-hitting videos bring you essential knowledge in 15 minutes or less. One type of reward we are seeing more frequently is the Restricted Stock Unit or RSU being used as qualifying income. Our new training option offers brief, focused videos to increase your knowledge in 15 minutes or less! 30-Minute Session NMI Holdings, Inc. (NASDAQ: NMIH), is the parent company of National Mortgage Insurance Corporation (National MI), a U.S.-based, private mortgage insurance company enabling low down payment borrowers to realize home ownership while protecting lenders and investors against losses related to a borrower's default. LTCI Login, MondayThursday8:30 AM6 PM ETFriday9 AM6 PM ET, MondayThursday 8:30 AM6 PM ETFriday 9 AM6 PM ET. Reviewing and Understanding the Basics of Tax Returns, Audience:Loan Originators, Jr. Live webinars are valuable because they happen at a scheduled time and are a fun way to interact virtually with an expert trainer who engages participants and fields questions. Our financial products are offered/underwritten by one or more of the following:Genworth Life and Annuity Insurance Company; Genworth Life Insurance Company; Genworth Life Insurance Company of New York (only Genworth Life Insurance Company of New York is admitted in and conducts business in New York); Genworth Mortgage Insurance Corporation;Genworth Mortgage Insurance Corporation of North Carolina; Genworth Financial Assurance Corporation. Intended Audience: new loan officers, processors and other mortgage operations professionals. and informed. Effective May 1st, the GSEs, Fannie Mae & Freddie Mac, have announced that there will be changes made to the loan level pricing adjustments, or LLPA, fees. Correctly calculating income is fundamental to insuring a member qualifies for a loan. 60-Minute Session Your audience. Getting a mortgage is one of the most stressful things people go through. Genworths success is dependent on our response to that change. Forgot password? In this workshop, you'll learn how to identify when fraud and misrepresentation are occurring. National MI believes in expanding access to the American dream of homeownership. Are you ready for the potential surge of Construction-to-Permanent loans as a result? As more employees move to work from home, companies are investing in tools and technologies that support a remote work environment. Webinar Materials: https://www.mgic.com/training/seminar-materials/appraisal During this webinar, you will get the tools you need to help build and strengthen your appraisal evaluation skills. In this fifth session, they will cover the competency of self-perception where participants will rate their current level of competency, engage in rich discussion to increase their awareness, and identify opportunities to leverage and/or increase their interpersonal skills. We have sent a temporary Confirmation Code to the email address you provided. In this session, plan to take inventory of your connections and identify whom you want to re-engage with and how. Join "LinkedIn Whisperer" Brynne Tillman for session three of the "Mastering LinkedIn for Mortgage Professionals" series where shell uncover a crucial aspect of social selling. Learn the five-step GRASS method, three common mistakes to avoid and the most important (and sometimes the most difficult) thing your plan should include. Learn the two things customers need to trust to do business with you, what bothers borrowers and Realtors the most about the loan process, and how to separate yourself and sound different from the competition. 60-Minute Session Contact your Account Managerfor more information about this course. Identifies the key areas to focus on in the Uniform Residential Appraisal Report. Access resources to First Time Home Buyers Education and Landlord Counseling. Browse Classes CLASS CALENDAR 2023 Genworth Financial, Inc. All rights reserved. Expert Skills in group process facilitation, classroom instruction, and organizational effectiveness. National Training Expand your skills and gain a competitive edgeon your time and in your preferred formatwith Radian's industry-leading training for mortgage professionals. 30-Minute Session Learn More. Join us as we demonstrate types, break-even points and more. We do this by providing private mortgage insurance to low down-payment borrowers while protecting lenders and investors against losses related to default. 1-Day Course:This one-day hands-on fundamentals course delivers information that you can use to be a successful mortgage industry team member. High demand and low inventory are driving purchase prices well above the list price. is here to help real estate & mortgage professionals of all experience levels stay educated. Youll also review business tax returns and learn the differences between the business structures. Show Training & Webinars Borrower Education resources Access resources to First Time Home Buyers Education and Landlord Counseling. 3. Participants will receive our cash flow analysis tools, a cash flow worksheet (PDF) and calculator (Excel) to help you in your daily practice. Our new 45-minute class will show you five key tipsyou can take to avoid potential time delays, and has been updated to include the NEW 1003 (URLA). Learn how to differentiate yourself from the competition and gain market share by becoming the best choice for mortgages among borrowers and Realtors. This hands-on course includes analysis for a S-CORPORATION (1120-S/K-1) using a cash flow analysis method. Selecting this will open a country selector model view. both public and private, who buy the mortgage notes.. Youll learn how to identify the types of individuals you could most likely conflict with, redirect conversations to a positive conclusion, and create alignment between you and the person you are experiencing a conflict with. Calculating income for self-employed borrowers is an ongoing challenge. In a world where working remotely is common, we need to change how we do business. You are protected Understand how to manage your long term care insurance claim by learning what to expect, understanding the claims process and what happens next. Essentials Training Keep Your Career On The Right Track Whether you're new to the industry or a seasoned professional, our live webinars, self-paced learning modules and powerful analysis tools offer something for everyone. Are you prepared to review self-employed income document changes due to the drastic influences of the pandemic. Our financial products are offered/underwritten by one or more of the following:Genworth Life and Annuity Insurance Company; Genworth Life Insurance Company; Genworth Life Insurance Company of New York (only Genworth Life Insurance Company of New York is admitted in and conducts business in New York); Genworth Mortgage Insurance Corporation;Genworth Mortgage Insurance Corporation of North Carolina; Genworth Financial Assurance Corporation. In this webinar, Andrew Oxley will teach you how to effectively deal with conflict. In April 2020 alone, there was a reported 10% decline in self-employed individuals. Browse our online resources, learn at your own pace, and discover Fannie Mae learning tools. E-Learning: Remote Work Series. Our R70i Aging Experience is a new way to start the conversation about long term care. Our new Timely Topics video can assist you in preparing for these changes. Please check your mail and enter the code here. Third-party cookies include performance cookies and targeted or advertising cookies. Available formats: Webinar,OnDemand Video, Understanding Self-Employed Borrowers and Business Tax Returns, Audience:Loan Originators, Sr. At the end of the study, they concluded that there were three core factors to success. First, knowledge environment where you are and what you know. Login/Register to access the new Coverage & Care page featuring the Coverage Needs Estimator*. With this course, acquire an increased awareness of the sources of fraud, learn ways to prevent fraudulent mortgage loans and discover how to effectively identify Red Flags. Forgot password? Session 3 - Evaluating Credit, Capacity, Capital & Collateral. This video highlights the functionality supported by Radian within Encompass to order and simplify the title process. Instead, the loan is backed by private lenders, and its insurance is usually paid by the borrower. Our digital library includes learning modules, videos, frequently asked questions, demos . We use cookies to give you the best experience on our website. But the system offers much more. Participants will receive a cash flow worksheet (pdf) and a calculator (excel), which will aid in the application of their learning on the job. Long Term Care Insurance Forms, Life Insurance Forms, or Annuities Forms. Get access to essential resources that can help make your job easier. About Mortgage Insurance, Why Mortgage Insurance, Why Private MI over FHA, Underwriting Options, Delegated Underwriting, Non-Delegated Underwriting, Underwriting Guidelines & Checklists, Underwriting Guidelines, Delegated Required Documents, Non-Delegated Required Documents, Current Bulletins, Products & Rates, Premium Product Comparison, Agency Coverage Requirements, Borrower-Paid MI, Lender-Paid MI, Affordable Lending, Traditional Rate Cards, Refund Schedule, Cancelling Borrower-Paid MI, MI Cancellation Flyer, MI Cancellation FAQs, HoPA Cancellation, Non-HoPA Cancellation, Credit Union Archived Bulletins, Credit Union Rate Cards, Podcast Catalog, Training Catalog, Featured Training of the Month, E-Learning Log In, Reaching NextGen, Multicultural & Multigenerational Home Buyers, Borrower Education, About Rate GPS, Rate GPS User Guide, Rate GPS FAQs, AXIS Log In, AXIS Quick Start Guide, AXIS FAQs, AXIS Resources, Mortgage Qualification, Fixed Rate Mortgage Payments, Adjustable Rate Mortgage Payments, Balloon Mortgage Payments, Digital TRID Pencil Calculator, Master Policy Resources, Master Policy, Rescission Relief Guide, Servicing Guide, Underwriting Resources, Economic Market Snapshot, Board of Directors, Events & Presentations, Historic Stock Lookup. Get an overview of The Three Cs of mortgage banking including income/employment, assets/reserves and ratios. To engage your team and provide competitive service while staying compliant, your employee training program needs to hit the mark. Let's complete your profile. This desire to build further change resilience requires a reinvigorated leadership focus on growing our employees capabilities and enhancing processes that drive development. We also offer a selection of on-demand webinars, also up-to-date, but that can be watched at your convenience. In this mini-workshop we will discuss the basics of income calculation, including base, bonus, overtime and commission. Radian Guaranty Inc. can help lower the risk for lenders making these types of loans, thereby helping potential borrowers qualify on a new construction property. 10:00am (PT) The webinar can be on-demand or streamed live as long as it teaches viewers about a certain subject of interest or how to gain a specific goal. Watch. Get the latest updates, industry trends, and guideline changes on GSE-related policies. In addition to our extensive recorded course catalog and in-person training opportunities, Genworth also offers tons of live webinars where you can ask questions in real-time. Planning your presentation can help your delivery appear more natural and engaging. Participants learn how to apply FNMA and FHLMC guidelines to the Schedule K-1, evaluate business liquidity and determine qualifying income. View The Training Catalog Self-Employed Borrower Tools We get it, mental math is hard. 30-Minute Session During this session we will discuss what DU reviews; the Importance of data integrity and we will highlight key areas of interest on the Summary Report and the UW Analysis Report. Making the Loan Application Process Easier, Audience:Loan Originators and Loan Processors. This comprehensive webinar takes you on a step-by-step review of the Partnership and S Corporation tax returns. They also provide insight to help you better understand diverse homebuyers and their needs. Do you and your borrower's know the options to bridge the gap between the purchase price and the appraised value? TRID guidelines are designed to help borrowers understand the terms costs associated with of their loan more clearly before closing. Learn some of the industry lingo while exploring the importance of Valid AUS Findings to the loan file. Available formats: Webinar,On-Demand Video, The Basics of Self-Employed Borrower Income Calculation. Effective May 1st, the GSEs, Fannie Mae & Freddie Mac, have announced that there will be changes made to the loan level pricing adjustments, or LLPA, fees. In this 60-minute online workshop, you'll learn the why behind allowable add-backs in the cash flow analysis of investment property and receive hands-on practice using our Cash Flow Analysis Worksheet. Participants will receive our cash flow analysis tools, a cash flow worksheet (PDF) and calculator (Excel) to help you in your daily practice. Three keys to becoming a better listener. Most webinars grant participants access to the webinar series upon completion of the live webinar. For years, the mortgage and real estate industries relied solely on the traditional appraisal report. Gain a basic understanding of the Self-Employed Borrower by learning about the various business entities, their required tax forms and how to calculate liquidity for these types of borrowers.